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Terms and Conditions | CarRegistrationsOnline.com

CARREGISTRATIONSONLINE TERMS AND CONDITIONS OF USE

UPDATED 3/27/2013

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.

By using the CarRegistrationsOnline.com website (the "Site"), you agree to follow and be bound by these terms and conditions of use (the "Terms and Conditions") and agree to comply with all applicable laws and regulations. In these Terms and Conditions, the words "you" and "your" refer to each customer or Site visitor, "we", "us", and "our" refer to CarRegistrationsOnline.com and "Services" refers to all services provided by us.

It is your responsibility to review these Terms and Conditions periodically. If at any time you find these Terms and Conditions unacceptable or if you do not agree to these Terms and Conditions, please do not use this Site. We may revise these Terms and Conditions at any time and from time to time by posting a notice on the Site. If you have any questions about these Terms and Conditions, please contact info@CarRegistrationsOnline.com. You are responsible for periodically reviewing changes to this Site, which you can do by clicking on the "Terms and Conditions". You agree that your continued use of the Site following any changes to the Terms and Conditions constitute your acceptance of such changes and your intention to be bound by the Terms and Conditions. If you do not agree to such changes, your sole remedy is to discontinue use of the Site.

YOU AGREE THAT BY USING THE SITE AND THE SERVICES YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.

Please also refer to the CarRegistrationsOnline.com Privacy Policy which is incorporated herein by reference as well as Money Back Guarantee, which constitute the entirety of the agreement between us and you, the Site visitor.

CarRegistrationsOnline.com provides an online portal to give visitors a general understanding of the car registration process and to provide an automated software solution to individuals who choose to complete the form(s) on our Site using the CarRegistrationsOnline.com developed form(s). To that extent, the Site includes general information. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice or apply the law. CarRegistrationsOnline.com and its Services are not substitutes for the federal or local governmental motor vehicle bureaus. CarRegistrationsOnline.com is in no way or fashion affiliated with any federal or local governmental agency or offices. CarRegistrationsOnline.com is in no way or fashion an agent of any federal of local governmental agency and CarRegistrationsOnline.com does not provide its Services on behalf of any governmental body or office. You understand that this Site or its products are not endorsed or affiliated with any government entity, including any federal, state, county, city department, bureau, division or agency. By using the acronym "DMV" or the phrases "Department of Motor Vehicle" we are not claiming any affiliation with any government run agency.

CarRegistrationsOnline.com strives to keep its documents, study guides, test materials, checklists and developed forms accurate, current and up-to-date. However, because the law changes rapidly, CarRegistrationsOnline.com cannot guarantee that all of the information on the Site is completely current, correct or up-to-date. The motor vehicle laws may be different from jurisdiction to jurisdiction, and may be subject to interpretation by different courts. The motor vehicle laws are a personal matter, and no general information like the kind CarRegistrationsOnline.com provides can fit every circumstance. Furthermore, the information contained on the Site is not legal advice and is not guaranteed to be correct, complete or up-to-date. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult your federal or local motor vehicle bureau and/or governmental office. CarRegistrationsOnline.com is not a law firm, and the employees of CarRegistrationsOnline.com are not acting as your attorney and CarRegistrationsOnline.com is not permitted to engage in the practice of law.

CarRegistrationsOnline.com will not check the accuracy of the information that you provide. You are responsible to ensure that the information provided to CarRegistrationsOnline.com is accurate with respect to both detail, spelling and grammar and you represent to CarRegistrationsOnline.com that your submissions are accurate and ready for use as submitted.

From time to time, CarRegistrationsOnline.com may perform certain services and introduce our visitors to various services, products and offers through various methods, including but not limited to, (i) third party listings, (ii) third party advertisers, and (iii) third party services. At no time is CarRegistrationsOnline.com responsible to you or liable to you for the accuracy or performance of any such listings and/or services.

1. Privacy Policy. CarRegistrationsOnline.com respects your privacy. A complete statement of CarRegistrationsOnline.com's current Privacy Policy can be found by clicking here. CarRegistrationsOnline.com's Privacy Policy is expressly incorporated into this Agreement by reference.

In connection with the use of certain CarRegistrationsOnline.com products or services, you may be asked to provide personal information in a questionnaire, application, form or similar document or service. This information will be protected pursuant to our Privacy Policy. In addition, you grant CarRegistrationsOnline.com a worldwide, royalty-free, nonexclusive, and fully sublicensable license to use, distribute, reproduce, modify, publish and translate this personal information solely for the purpose of enabling your use of the applicable service.

There are instances in which CarRegistrationsOnline.com might use the personal information that you voluntarily submit internally. In addition, we may disclose your personal information as described below to our agents, third-party partners, affiliates, and subsidiaries to enable them to perform functions on our behalf. These functions may include, but are not limited to, order or service fulfillment, and/or e-mail distribution. These companies are only permitted to share, store and/or use personally identifiable information for contracted business purposes.

2. Ownership. All right, title and interest in and to the materials provided on this Site, including but not limited to information, documents, logos, graphics, sounds and images (the "Materials") are owned either by CarRegistrationsOnline.com or by our respective third party authors, developers or vendors ("Third Party Providers"). Except as otherwise expressly provided by CarRegistrationsOnline.com, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on this Site shall be construed to confer any license under any of CarRegistrationsOnline.com's intellectual property rights, whether by estoppel, implication or otherwise. Any rights not expressly granted herein are reserved by CarRegistrationsOnline.com.

3. Links to Third Party Sites. This Site may contain links to Web sites controlled by parties other than CarRegistrationsOnline.com (each a "Third Party Site"). CarRegistrationsOnline.com works with a number of partners and affiliates whose sites are linked with CarRegistrationsOnline.com. CarRegistrationsOnline.com is not responsible for and does not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Site, any Web site accessed from a Third Party Site or any changes or updates to such sites. CarRegistrationsOnline.com makes no guarantees about the content or quality of the products or services provided by such sites. CarRegistrationsOnline.com is not responsible for webcasting or any other form of transmission received from any Third Party Site. CarRegistrationsOnline.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CarRegistrationsOnline.com of the Third Party Site. You acknowledge that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that CarRegistrationsOnline.com is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such Third Party Site.

PLEASE BE ADVISED THAT WE ARE NOT A PARTY TO ANY INSURANCE OR OTHER TRANSACTION. We do not offer or sell any insurance or other products described on the Site. Instead, the Site acts as a venue to allow insurance companies, insurance agents and other parties who are customers of our Site (each, a "Provider") to offer for sale and sell, in a variety of formats, insurance and other authorized products to potential consumers (each, a "Prospect", and all Prospects and Providers are collectively called the Site's "users") who have visited one of our affiliated sites and applied to receive insurance or other authorized quotations from a Provider (the "Service"). We are not involved in the actual transaction between any Prospect and any Provider even though we may, through our affiliate sites, and with each Prospect's authorization, collect certain information (collectively, a "Lead") about any Prospect and sell such Lead to a Provider. As a result, the quality, safety or legality of the products offered by any Provider for sale, the truth or accuracy of the representations regarding such products, the ability of Providers to offer or sell such products or the ability of Prospects to pay for the products offered are solely the responsibility of each user. We are an independent contractor for all purposes. Importantly, we do not issue insurance contracts or bind coverage. We are not responsible in any way for the conduct of any Prospect or Provider. We do not endorse or recommend any companies or insurance policies. We do not provide insurance, tax, legal or any other financial advice. We do not guarantee that any of the Providers to whom we forward any Prospect's application will contact such Prospect or agree to provide the Prospect with the desired coverage. If you are a Prospect and you would like personal advice or specific policy recommendations, please consult with an insurance agent, broker or other qualified professional.

You agree that in connection with the Services you can earn cash, free products, discounts/coupons on products, gift cards, gas promotions, and prizes for simply participating in online surveys. Each survey will ask you a series of questions, and qualify you for the reward that is attached to the specific survey. It's important to be truthful and honest about yourself and your lifestyle when completing the survey. If you complete a survey, then you expressly authorize our Service and Providers to contact you by telephone, text message, fax and email at the numbers and addresses provided by you, for purposes of providing you with the insurance quotes, products and services indicated on the Site. You consent to receive telephone calls from Service Providers, even if the phone number that you provided is on any 'Do Not Call' list. You also consent to allow us and the Service Providers to make recorded calls or unrecorded calls to remind you of deadlines or other services and issues in connection with your use of the Site.

4. Use of CarRegistrationsOnline.com Forms. On our Site and through certain partners, we offer for you to fill out our developed car registration forms which includes the "fill in the blank" forms necessary for you to apply for a car registration or car registration related services pursuant to these Terms and Conditions. The forms on our site are solely developed by CarRegistrationsOnline.com as a service to you and may differ or contain additional information than the federal or state mandated governmental car registration forms (the "Forms"). Upon accepting these terms and conditions you authorize CarRegistrationsOnline.com to collect the information that you provide and to use such information to prepare the documents that you request. You understand and agree that CarRegistrationsOnline.com may reformat, populate or re-arrange the information and content that you provide as may be necessary for use in the specified Forms prepared at your direction. You understand and agree that CarRegistrationsOnline.com may arrange and utilize the information and content you provide and apply a default value to such information and content on your behalf as may be necessary for use by our third party providers and Third Party Site(s). CarRegistrationsOnline.com grants you a limited, personal, non-exclusive, non-transferable license to use our Forms for your own personal use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Forms in any manner, except for modifications in filling out the Forms for your authorized use. You shall not remove any copyright notice from any Form.

This Site, the study guides, checklists and practice tests on the Site and all information contained within have been compiled from a variety of diverse sources. CarRegistrationsOnline.com has used its best efforts to ensure the accuracy of the information provided but make no guarantees about its accuracy, relevance or validity. This information is subject to change from time to time without notice and is provided as a value to you for information purposes only. You assume the risk that this information may be inaccurate, out-of-date, incomplete or inconsistent with other choices.

Furthermore, CarRegistrationsOnline.com strongly recommends that you read and completely familiarize yourself with your state's driving rules, regulations and laws beyond the information presented in and available on the Site. It is your responsibility to learn all laws, signs and regulations for the state in which you are seeking a license.

All information within the Site has been obtained through publicly available information. None of the information provided within the Site allows anyone to cheat, deceive, undermine or otherwise circumvent obtaining any knowledge that is not available publicly.

CarRegistrationsOnline.com makes no guarantees that the questions and answers presented on the Site will actually be asked on your DMV written test. CarRegistrationsOnline.com has no prior access to each state's actual DMV testing systems and, as such, has no prior knowledge of what questions will be asked.

Some of our study guides, test materials and developed forms are provided in "Flash Paper" format, which requires You, as the Site visitor, to have Adobe Flash installed to view the guides. Money Back Guarantee and/or Refunds will not be extended based on a lack of installation of Adobe Flash, which is available free-of-charge from Adobe.com.

5. Additional Terms. Some CarRegistrationsOnline.com Services may be subject to additional posted guidelines, rules or terms of service ("Additional Terms") and your use of such Services will be conditioned on your agreement to the Additional Terms. If there is any conflict between these Terms and Conditions and the Additional Terms, the Additional Terms will control for that Service, unless the Additional Terms expressly state that these Terms and Conditions will control.

7. NO WARRANTY. THE SITE AND ALL MATERIALS, DOCUMENTS OR FORMS PROVIDED ON OR THROUGH YOUR USE OF THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, CARREGISTRATIONSONLINE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

CARREGISTRATIONSONLINE.COM MAKES NO WARRANTY THAT: (A) THE SITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OR ANY MATERIALS OFFERED THROUGH THE SITE, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS.

OBTAINING ANY MATERIALS THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. CarRegistrationsOnline.com SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.

8. LIMITATION OF LIABILITY. IN NO EVENT SHALL CARREGISTRATIONSONLINE.COM, OUR OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY LOSS, INJURY, CLAIM, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS SITE OR MATERIALS AVAILABLE FROM THIS SITE, EVEN IF CARREGISTRATIONSONLINE.COM HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

9. Indemnification. You agree to defend, indemnify and hold harmless CarRegistrationsOnline.com, our officers, directors, shareholders, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site, the Forms and the Materials.

10. Compliance with Intellectual Property Laws. When accessing CarRegistrationsOnline.com or using CarRegistrationsOnline.com's preparation and submission Service, you agree to obey the law and you agree to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright, trademark and other intellectual property ownership. You agree not to upload, download, display, perform, transmit or otherwise distribute any information or content in violation of any third party's copyrights, trademarks or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any content you provide or transmit or that is provided or transmitted using our Site.

CarRegistrationsOnline.com has adopted a policy that provides for the immediate removal of any content, article or materials that have infringed on the rights of CarRegistrationsOnline.com or of a third party or that violate intellectual property rights generally. CarRegistrationsOnline.com's policy is to remove such infringing content or materials and investigate such allegations immediately.

12. Inappropriate Content. When accessing the Site or using CarRegistrationsOnline.com's Services, you agree not to upload, download, display, perform, transmit or otherwise distribute any content that: (i) is libelous, defamatory, obscene, pornographic, abusive or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. CarRegistrationsOnline.com reserves the right to terminate or delete such material from its servers. CarRegistrationsOnline.com will cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms and Conditions or of any applicable laws.

13. Personal Use. The site is made available for your personal use on your own behalf.

14. Children. Minors are not eligible to use the Site and we ask that they do not submit any personal information to us.

15. Governing Law; Venue; Dispute Resolution. By using this Site, you expressly agree that your rights and obligations shall be governed by and interpreted in accordance with the laws of the State of Florida, excluding its choice of law rules. Any legal action or proceeding relating to your access to or use of the Site or Materials shall be instituted in a state or federal court in Florida, and in the County of Miami-Dade. You and CarRegistrationsOnline.com agree exclusively and irrevocably to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding. Notwithstanding any other provision of this agreement, CarRegistrationsOnline.com is not your agent, partner or joint venturer in any respect. CarRegistrationsOnline.com is not your attorney or financial advisor and assumes no fiduciary obligation to you.

DISPUTE RESOLUTION BY BINDING ARBITRATION:

Please read this carefully. It affects your rights.

Summary: In the unlikely event that CarRegistrationsOnline.com's customer service department is unable to resolve a complaint you may have to your satisfaction (or if CarRegistrationsOnline.com has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes through binding arbitration or small claims court instead of in courts of general jurisdiction. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. Any arbitration under this Agreement will take place on an individual basis; class arbitrations and class actions are not permitted. For any non-frivolous claim that does not exceed $75,000, CarRegistrationsOnline.com will pay all costs of the arbitration. Moreover, in arbitration you are entitled to recover attorneys' fees from CarRegistrationsOnline.com to at least the same extent as you would be in court. In addition, under certain circumstances (as explained below), CarRegistrationsOnline.com will pay you more than the amount of the arbitrator's award and will pay your attorney (if any) twice his or her reasonable attorneys' fees if the arbitrator awards you an amount that is greater than what CarRegistrationsOnline.com has offered you to settle the dispute.

ARBITRATION AGREEMENT

(1) CarRegistrationsOnline.com and you agree to arbitrate all disputes and claims between us. This agreement to arbitrate is intended to be broadly interpreted. It includes, but is not limited to:

  • claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory;
  • claims that arose before this or any prior Agreement (including, but not limited to, claims relating to advertising);
  • claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and
  • claims that may arise after the termination of this Agreement.

References to "CarRegistrationsOnline.com," "you," and "us" include our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of Services under this or prior Agreements between us. Notwithstanding the foregoing, either party may bring an individual action in small claims court. This arbitration agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into this Agreement, you and CarRegistrationsOnline.com are each waiving the right to a trial by jury or to participate in a class action. This Agreement evidences a transaction in interstate commerce, and thus the Federal Arbitration Act governs the interpretation and enforcement of this provision. This arbitration provision shall survive termination of this Agreement.

(2) A party who intends to seek arbitration must first send to the other a Notice of Dispute ("Notice"). The Notice to CarRegistrationsOnline.com should be addressed to: info@carregistrationsonline.com.

("Notice Address"). The Notice must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought ("Demand"). If CarRegistrationsOnline.com and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or CarRegistrationsOnline.com may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by CarRegistrationsOnline.com or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or CarRegistrationsOnline.com is entitled.

(3) After CarRegistrationsOnline.com receives notice at the Notice Address that you have commenced arbitration, it will promptly reimburse you for your payment of the filing fee, unless your claim is for greater than $75,000. (The filing fee currently is $125 for claims under $10,000 but is subject to change by the arbitration provider. If you are unable to pay this fee, CarRegistrationsOnline.com will pay it directly upon receiving a written request at the Notice Address.) The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Agreement, and will be administered by the AAA. The AAA Rules are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. (You may obtain information that is designed for non-lawyers about the arbitration process at http://att.com/arbitration-information.) The arbitrator is bound by the terms of this Agreement. All issues are for the arbitrator to decide, except that issues relating to the scope and enforceability of the arbitration provision are for the court to decide. Unless CarRegistrationsOnline.com and you agree otherwise, any arbitration hearings will take place in the county (or parish) of your billing address. If your claim is for $10,000 or less, we agree that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. Except as otherwise provided for herein, CarRegistrationsOnline.com will pay all AAA filing, administration, and arbitrator fees for any arbitration initiated in accordance with the notice requirements above. If, however, the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all such fees will be governed by the AAA Rules. In such case, you agree to reimburse CarRegistrationsOnline.com for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules. In addition, if you initiate an arbitration in which you seek more than $75,000 in damages, the payment of these fees will be governed by the AAA rules.

(4) If, after finding in your favor in any respect on the merits of your claim, the arbitrator issues you an award that is greater than the value of CarRegistrationsOnline.com's last written settlement offer made before an arbitrator was selected, then CarRegistrationsOnline.com will:

  • pay you the amount of the award or $10,000 ("the alternative payment"), whichever is greater; and
  • pay your attorney, if any, twice the amount of attorneys' fees, and reimburse any expenses (including expert witness fees and costs) that your attorney reasonably accrues for investigating, preparing, and pursuing your claim in arbitration ("the attorney premium").

If CarRegistrationsOnline.com did not make a written offer to settle the dispute before an arbitrator was selected, you and your attorney will be entitled to receive the alternative payment and the attorney premium, respectively, if the arbitrator awards you any relief on the merits. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees, expenses, and the alternative payment and the attorney premium at any time during the proceeding and upon request from either party made within 14 days of the arbitrator's ruling on the merits.

(5) The right to attorneys' fees and expenses discussed in paragraph (4) above supplements any right to attorneys' fees and expenses you may have under applicable law. Thus, if you would be entitled to a larger amount under the applicable law, this provision does not preclude the arbitrator from awarding you that amount. However, you may not recover duplicative awards of attorneys' fees or costs. Although under some laws CarRegistrationsOnline.com may have a right to an award of attorneys' fees and expenses if it prevails in an arbitration, CarRegistrationsOnline.com agrees that it will not seek such an award.

(6) The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. YOU AND CARREGISTRATIONSONLINE.COM AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and CarRegistrationsOnline.com agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

(7) Notwithstanding any provision in this Agreement to the contrary, we agree that if CarRegistrationsOnline.com makes any future change to this arbitration provision (other than a change to the Notice Address) during your use of the Site, you may reject any such change by sending us written notice within 30 days of the change to the Arbitration Notice Address provided above. By rejecting any such change, you are agreeing that you will arbitrate any dispute between us in accordance with the language of this provision.

16. Inquiries. BY USING CARREGISTRATIONSONLINE.COM'S SERVICES OR ACCESSING THE CARREGISTRATIONSONLINE.COM SITE, YOU ACKNOWLEDGE AND ACCEPT THAT SUBMITTING YOUR TELEPHONE NUMBER TO CARREGISTRATIONSONLINE.COM VIA THE CARREGISTRATIONSONLINE.COM SITE CONSTITUTES AN INQUIRY TO CARREGISTRATIONSONLINE.COM, AND THAT CARREGISTRATIONSONLINE.COM MAY CONTACT YOU AT THE NUMBER SUBMITTED EVEN IF SUCH NUMBER APPEARS ON ANY STATE OR FEDERAL DO NOT CALL LISTS (TAKING INTO ACCOUNT INQUIRY EXCEPTION TIME FRAMES AS APPROPRIATE). We receive and store any personal information you enter on the Site or give to us voluntarily in any other way and may use it to contact you from time to time about our services and/or products and any associated services and products which we deem appropriate. Specifically, by registering on the Site and providing us with your telephone and/or cell number, you agree that this action constitutes a purchase, inquiry and/or application for purposes of telemarketing laws. Regardless of the fact that your telephone and/or cell number may be listed with the Federal Do-Not-Call Registry, or your local State Do-Not-Call list, you expressly consent to receive future information about products and services from us and/or from our related companies and/or from our third party providers, managers and administers and in, that regard, you hereby consent to us or our third party providers, managers or administrators contacting you using the information you provided to us. This means you agree that we or our third party providers, managers, or administrators may contact you by email, telephone and/or cell number (including use of automated dialing equipment), text (SMS) message, or any other means of communication that your wireless or other telecommunications device may be capable of receiving (e.g. video etc.).

17. You understand and agree that the fees collected on the Site are for the value added services, information, study guides, Forms and checklists prepared by CarRegistrationsOnline.com and that no fees are collected by CarRegistrationsOnline.com for the actual governmental forms (if available) which can be obtained online utilizing the federal or local governmental motor vehicle bureaus sites. CarRegistrationsOnline.com is not claiming any authority to act on behalf of, nor that we are endorsed, affiliated, sponsored or sanctioned by, any local or federal governmental agency. The specific terms related to payment of fees (if any) may be specified on the Site for the Service(s) of your choosing, and may be updated by us from time to time.

18. Fees and charges. We will publish on our Site the fees and charges for our Services. These fees and charges may change from time to time in our sole discretion. Where required by law, we will send notification of invoices to your e-mail address on file with us.

If you cancel an order after 24 hours of placing it, you may request a refund of your purchase subject to the terms and conditions of our Money Back Guarantee policy.

19. You acknowledge that you are authorized to purchase any of the goods or services offered on this Site. You understand that the sale will take place between You and CarRegistrationsOnline.com. You further agree that any purchases made will be done with an authorized credit card, issued to you, of which you have full legal approval and capacity to purchase said products. You understand that all Easy Guide sales are final and only subject to a refund as outlined in our Money Back Guarantee. Furthermore, you acknowledge that the purchased material and governmental forms are delivered over the Internet and may be delivered in Abobe Flash or in Adobe PDF format ONLY and will not be delivered through any "offline" methods, including but not limited to US Postal mail or facsimile. You acknowledge that the CarRegistrationsOnline.com is not responsible for any computer software or hardware problems, including but not limited to printing the guides, opening and viewing the guides and zooming and changing guide colors and that it is your responsibility to seek third-party assistance in the event of any problems outside of delivery (via the Internet) of any purchases by CarRegistrationsOnline.com.

You agree that you may download certain Services and that you are authorized to purchase any of the goods or services offered on this Site when available on the Site such as, toolbars and other custom tailored features to enhance your internet experience.

20. Acknowledgement. BY USING CARREGISTRATIONSONLINE.COM'S SERVICES OR ACCESSING THE CARREGISTRATIONSONLINE.COM SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS AND AGREE TO BE BOUND BY THEM.